Step-by-Step Guide to Buying Your First Home

Buying your first home is a huge milestone, and it’s completely normal to feel both excited and nervous. There’s a lot of information available, and it can be challenging to know where to begin. The good news? Once you understand the steps, it becomes much less overwhelming.

As a Realtor®, I’ve helped many first-time buyers walk this path, and I love seeing the moment they get their keys. If you’re dreaming about buying your first home, here’s what to expect.

1. Get Pre-Approved for a Mortgage

• Talk with a trusted lender before you start shopping.

• Pre-approval shows sellers you’re serious and gives you a clear price range.

• Gather your pay stubs, tax returns, and bank statements early

2. Choose Your Real Estate Agent

• Work with an agent who understands the needs of first-time buyers.

• Look for someone who is patient, communicates well, and knows the local market.

• Your agent will guide you through every step

3. Start Touring Homes and Making Offers

• Make a list of “must-haves” and “nice-to-haves”

• Be flexible — your first home may not check every box.

• Once you find the right home, your agent will help you craft a firm offer.

4. Navigate the Inspection and Appraisal

• Hire a licensed inspector to check the home’s condition.

• The appraisal ensures the home is worth what you’re paying.

• Your agent will negotiate if any issues come up

5. Closing Day!

• Sign your loan and closing documents.

• Bring your photo ID and funds for closing.

• Get your keys — you’re officially a homeowner!

Buying your first home can feel like a lot, but you don’t have to do it alone.
If you’re ready to begin your journey, I’d be happy to guide you through the process step by step.